In most Rhode Island Chapter 7 cases, the debtor does not typically go before a judge in the US Bankruptcy Court. However, if there is evidence of wrongdoing, a court hearing may be scheduled. Understand that the bankruptcy trustee knows exactly what to ask at the meeting of creditors to uncover any “bad behavior”. That is why it is so important to fully disclose all facts to your attorney before your case is filed. There should be no undisclosed transferring of property to friends or family members in an attempt to hide it. Anyone who files a bankruptcy petition containing fraud or material misstatements may be subject to criminal prosecution.

Sometimes people make poor financial decisions out of desperation. They become short-sighted and only think about surviving this month’s bills. If your present monthly expenses exceed your monthly income, you need help now. Many debtors have put their families in financial peril by making quick decisions without competent legal advice. Attorney Buckley can take a complicated financial situation and design a plan to help protect property and obtain a fresh start.