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Rhode Island Bankruptcy Debtors Catch a Break

Twice a year, the US Census Bureau and the IRS provide data used by bankruptcy lawyers to determine who qualifies for debt relief.  On May, 1, 2012, the new income numbers became effective for all new bankruptcy case filings.  The good news is that median income figures rose for all household sizes in Rhode Island. Below […]

The Truth About the Mortgage Modification Process

Mortgage modification works for a small minority, while the majority of homeowner’s who apply under HAMP end up being disappointed. The larger question is whether it makes sense to keep a house that consumes too much of your disposable income. For many, surrendering the house and discharging the debt in bankruptcy is an option worth considering.