Clients’ Choice Award – I’d like to thank . . .

As a CERTIFIED FINANCIAL PLANNER™ and Providence/ Warwick bankruptcy lawyer, I rescue clients from financial chaos. I solve debt problems caused by job loss, ill health, and other life-changing setbacks. For so many with too much debt and too little income, I help them push the RESTART button. After examining spending patterns, budgets and monthly […]

RI Bankruptcy Law: Median Income Figures Change Again

RI Bankruptcy filers will find it slightly more challenging to qualify for Chapter 7 bankruptcy relief with the newly released median income figures.

The Truth About the Mortgage Modification Process

Mortgage modification works for a small minority, while the majority of homeowner’s who apply under HAMP end up being disappointed. The larger question is whether it makes sense to keep a house that consumes too much of your disposable income. For many, surrendering the house and discharging the debt in bankruptcy is an option worth considering.